Bill from the record you enforce

Schematic Billing puts contracts, subscriptions and invoices on the ledger that already meters usage and enforces limits.

Apply for early access

Make the switch

Today Schematic runs on top of a Stripe subscription. In early access, the subscription and the invoice are Schematic’s, and collecting the money is a setting.

Today

Schematic with Stripe Billing

SubscriptionsStripe
InvoicesStripe
Metering
Entitlements
Credits
PaymentsStripe
Early access

Schematic Billing

Subscriptions
Invoices
Metering
Entitlements
Credits
PaymentsStripe/ QuickBooks / Xero

Enterprise credit billing powered by Schematic

The deals a credit-based product wins are invoiced, collected and booked without a second billing provider.

Enterprise deals

Credit-based billing without a billing provider

Annual allowances, prepaid packs, credits billed in arrears, net terms and PO numbers, all invoiced from Schematic. No Stripe account and no second billing platform.

Fees

No percentage of every invoice

Stripe Billing takes a percentage of every invoice it sends: on that model a $500K invoice costs $2,500 to collect. A wire or ACH invoice from Schematic costs a flat fee.

Finance

Invoices in any accounting system

Every invoice exports as JSON, CSV and PDF, so it lands where your finance team already closes the books.

QuickBooksXeroNetSuiteRillet
Coexistence

Nothing has to move

Keep the Stripe Billing integration you run today for as long as you like. Schematic Billing runs beside it, and nothing is forced across.

An invoice that shows its work

Why every number your customer’s finance team receives can be trusted

INV-2026-0847v2 · reissued Sep 9
Acme Research · August 1–31, 2026
Net 30 · due Oct 2, 2026
PO-88214 · VAT reverse charge
Lines
Platform fee · Advancedannual commitment $110,000 · month 2 of 12, billed monthly$9,166.67
Included credits15,000 minted for August—
Credits drawn18,400 credits · 1,204 events—
Credits billed in arrears3,400 past zero × $0.011$37.40
Prepaid pack200,000 credits · bought Aug 19 from the wallet$2,200.00
Negotiated discountorder form OF-2214, from an override−$250.00
Total due$11,154.07
PO-88214$63,754 of $120,000
exhausted in February at this rate
Annual commitment$18,333 of $110,000
month 2 of 12 · on plan

Billing built on usage and limits

The record that answers a flag check is the record that rates the period, so what you enforced and what you billed never disagree.

Your product
track("ai.request")
check("export.run")
CreditWallet embedded
usage + identity events
SchematicSchematic
Metering
Credits
Limits & exceptions
Custom plans
Provisioning
Billing & invoices
one ledger · rated at period close
invoices · exports
Your stack
Your accountingQuickBooks · Xero · NetSuite
Stripe Paymentsoptional · 2027
CRMSalesforce · HubSpot

Everything finance asks for

What every finance team asks of a billing platform, and what Schematic Billing does about each

RequirementWhat you get
Invoices can be correctedCredit memos and reissues, each one approved and logged
Works with accounts payableNet terms, PO numbers, a hosted invoice page and a PDF
The format the buyer requiresLegal entity, VAT and e-invoicing fields on every invoice
No percentage feesWire or ACH for a flat fee, not a cut of the invoice
Payments reconcilePartial payments, overpayments and mark as paid by hand
Revenue recognition and the ERPInvoices export with their ledger entries to Xero, QuickBooks or Rillet
ControlsRole-based access and approval thresholds
Collections in viewPast-due status, reminders and an aging report
Several legal entities or currenciesMulti-entity and multi-currency invoicing, in 2027

One system of record, any collector

Schematic rates, invoices and enforces. Stripe collects if you want it to, or your ERP does

Schematic
  • Contracts & subscriptions
  • Usage, credits & money on one ledger
  • Rating & invoices
  • Entitlements at runtime
Stripe
  • Card vaulting & charging
  • Invoice delivery & tax, if you want them
  • Self-serve subscriptions (fraud and chargeback controls)

How it compares

Chargebee, Maxio and Stripe Billing own subscriptions, invoicing, collections and tax, and stop there. Schematic Billing adds the invoice to the usage side they never had.

CapabilitySchematic BillingChargebee · Maxio · Stripe Billing
Subscriptions and invoicingIncluded from early accessIncluded
CollectionsYour ERP by wire; cards via Stripe in 2027Included, on their processor
Tax and revenue recognitionExport now, sync and tax in 2027Included
Real-time meteringIncludedLimited, webhook based
Entitlements and usage governanceIncludedNot included
Custom enterprise plans and overridesIncludedNot included
Credit ledger, expiry, fair-use alertsIncludedLimited
Customer-facing usage componentsIncludedNot included

Roadmap

Credits first, then everything else: the first block of scope is credits and pay-in-advance seats, with everything that comes with credits. The rest of the pricing models follow in 2027.

November 2026

Early access

An environment on Schematic Billing with your own catalog: credits and pay-in-advance seats, contracts and terms, prepaid packs, overdraft, rollover, statements and invoices. Credit-based teams that invoice from their own systems go first.

Early December 2026

General availability

Schematic-issued invoices in production for every account that wants them, collected by your own systems.

January 2027 onward

The rest of the pricing models

Pay as you go, overage and tiers rated natively, commitments, credit memos, multi-currency, accounting sync, and cards on file collected through Stripe.

Frequently asked questions

No, if you invoice from your own systems and collect by PO and wire. Yes, if you run self-serve subscriptions through the Stripe Billing integration, or want Stripe to collect cards through Schematic once that ships in 2027.

Apply for early access

Credit-based pricing and invoicing from your own systems go first. Early access opens in November.

Want to talk it through first?